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Latest updates and guides
What changed, what it means for your business, and what to do next.
GST on Scrap from 1 November 2026: What Sellers, Buyers and Dealers Must Do
Three changes from 1 November 2026 decide who pays GST on scrap: reverse charge on more scrap bought from unregistered sellers, compulsory registration for scrap sellers above the limit, and 2% GST TDS on larger purchases.
Discounts After the Sale under GST: The Credit-Note Rule from 1 November 2026
From 1 November 2026 a discount given after the sale reduces the GST if the supplier issues a credit note and the buyer reverses the matching credit. The discount no longer has to be agreed before the sale.
From 1 January 2027: 14-digit e-way bill numbers, and e-invoices for reverse-charge purchases and imported services
GSTN plans to lengthen e-way bill numbers from 12 to 14 digits (consolidated e-way bills from 10 to 11) from 1 January 2027. From the same date, businesses that must e-invoice also report reverse-charge purchases from unregistered persons and imports of services.
GST registration: a new REG-01 form, faster amendments, and e-commerce sellers in other states
The GST registration form has been revised: new premises categories, up to ten bank accounts, DINs for LLP partners and online checks of CIN and LLPIN. Many amendments now take effect after online checks, and sellers on e-commerce platforms can register in other states using the platform’s warehouse (rule 14B).
Income-tax Refund Not Received: Pending, Failed or Adjusted?
Identify whether verification, processing, payment failure or a demand is the issue.
Proprietorship vs LLP vs Private Limited: Compare Business Structures
Compare ownership, liability, funding and recurring compliance before registering.
E-commerce Seller Profit: Include Fees, Shipping and Returns
Calculate contribution using net revenue and consistently measured variable costs.
MSME Business Loan Rejected: Review Cash Flow and Repayment Capacity
Repayment cash flow matters alongside sales.
Bank Reconciliation: Explain Differences Between Bank and Books
Separate missing entries, timing differences and genuine errors before adjusting your bank ledger.
Month-End Closing Checklist: Prepare Reliable Monthly Accounts
Finish the month with reconciled balances, supported adjustments and a short list of unresolved items.
Physical Stock vs Book Stock: Investigate Inventory Differences
Check quantities, ownership, timing and units before deciding whether stock is actually missing.
Overdue Customer Payments: Turn Receivables Ageing into a Collection Plan
Separate due dates, disputes and payment commitments so each overdue invoice has a clear next action.
Supplier Statement Reconciliation: Find Vendor Ledger Differences
Compare invoices, credit notes, advances and payments to explain a supplier-balance difference.
Proprietor Drawings: Separate Personal Payments from Business Expenses
Separate business costs, owner contributions, drawings and reimbursements before interpreting profit.
Profit and Loss Statement: A Simple Guide for Business Owners
Read sales, cost of sales, gross profit and the remaining expenses as a clear sequence.
Budget vs Actual Variance: Separate Volume and Spending Differences
Separate the cost of doing more work from changes in rates, consumption and efficiency.
Small-Order Pricing: Include Setup Costs in Your Quotation
Spread order-specific setup and delivery costs over the actual quantity before judging the quote.
Fixed, Variable and Mixed Costs: A Simple Business Example
Classify costs by how they behave before using them for pricing, break-even or capacity decisions.
Make-or-Buy Decision: Compare Relevant Costs and Capacity
Compare in-house production with outsourcing using avoidable costs, spare capacity, supplier charges and a practical make-or-buy example.
Landed Material Cost Calculation: Compare Supplier Quotes and Usable Yield
Compare supplier quotations using usable quantity, freight, discounts and reviewed non-recoverable taxes rather than unit price alone.
Slow-Moving Stock Ageing Report: Review and Action Checklist
Use stock ageing, physical condition, expected demand and evidence of realisable value to decide what to review, use, return or sell.
Early-Payment Discount Formula: Compare Discount and Credit Cost
Compare an early-payment discount with the extra days of credit, using clearly separated simple and effective annualised cost estimates.
Companies: AOC-4 till 31 December, MGT-7 till 31 January, CRA-4 till 31 December, with no extra fee
For FY 2025-26, MCA will accept financial statements (AOC-4) and the cost audit report (CRA-4) up to 31 December 2026, and the annual return (MGT-7 or MGT-7A) up to 31 January 2027, without additional fees. The AGM date is not extended.
Scrap under GST from 1 November 2026: buyer pays on unregistered sellers, sellers must register, 2% TDS above ₹2.5 lakh
Plastic, tyre and e-waste scrap and used cooking oil bought from unregistered sellers now come under reverse charge. Scrap sellers, metal scrap included, can no longer skip registration, and registered buyers deduct 2% GST TDS on contracts above ₹2.5 lakh.
Hotels, restaurants, caterers, EV transport and delivery: new GST options from 1 November 2026
Hotel rooms up to ₹7,500 a day, restaurants and outdoor catering stay at 5% but may now take input tax credit from the same line of business. EV passenger transport and EV rental get a 5% option, and delivery through e-commerce operators is 5% without credit.
Discounts after the sale: a GST credit note is now enough, from 1 November 2026
Sections 15(3)(b) and 34(1), as amended by the Finance Act, 2026, are in force. A discount given after supply reduces the taxable value if the supplier issues a credit note and the buyer reverses the matching credit; it no longer has to be agreed before the sale.
Cost Audit Applicability: Sector, Turnover, Exemptions and Filings
Who must keep cost records, when a cost audit follows, the forms and dates, who can be the cost auditor and the fines.
Cost Accountant Certificates: Permitted Work and Legal Limits
The certificates the law lets a Cost Accountant in practice sign under GST, company law and foreign trade policy, and the ones it does not.
Section 138 Internal Audit: Applicability and Scope
Which companies must appoint an internal auditor under Section 138, who can be appointed, and why the statutory auditor cannot.
Business Tax and Company Filings: GST, TDS, Income Tax and MCA
The returns and forms in the GST, TDS, income tax and company filing cycle, the GST rate change, and what a Cost Accountant may represent and certify.
Hospitals and Clinics: GST, TDS and Cost Rules
What is exempt and taxable under GST, TDS on doctors and contractors, cost records for hospital companies, and registration of clinical establishments in Tamil Nadu.
Handloom Weaving and Textiles: GST, TDS and Payment Rules
GST on yarn, zari, fabric and job work after the 2025 rate changes, TDS on weavers' job work, the 45-day rule for paying weavers, and weavers' co-operative societies.
Leather and Footwear: GST, TDS and Cost Rules
GST on leather and footwear after the 2025 rate changes, TDS and TCS on common payments, cost records, paying small suppliers and job workers, and export credits.
Rice Mills: GST, TDS and Cost Rules
GST on rice, by-products and milling, hulling for government agencies, TDS and cash payments for paddy, and cost records for rice mills.
Sugar Mills: GST, TDS and Cost Rules
Cost records and cost audit for sugar companies, cane and sugar prices set by the government, GST on sugar and its by-products, and TDS on common payments.
Textile Processing and Dyeing: GST, TDS and Cost Rules
GST on job work and the credit that builds up, zero liquid discharge, TDS on processing charges, export rebate schemes, and cost records for processors.
Engineering and Auto Components: GST, TDS and Cost Rules
GST on parts and customer tooling, cost records by tariff heading, MSME rules as supplier and as buyer, and TDS and TCS for engineering units.
57th GST Council meeting: distinguish recommendations from operative requirements
Read the 57th GST Council meeting release as recommendations; verify implementing instruments and effective dates for each relevant point.
Material Flow Cost Accounting: Calculate the Cost of Waste
Waste costs far more than its disposal. A worked example of material flow cost accounting, which gives lost material its full share of cost.
CAS-4 and GST Valuation: Branch Transfers and Related Parties
When goods move to your own branch in another State or to a related party, GST is charged on a value the law sets. Where there is no market price or price of like goods, that value is 110% of cost.
GST on Job Work: Who Pays, on What and When
Material sent for job work moves without tax, but only if it comes back in time. What the principal and the job worker each have to do, and the rates from September 2025.
Bank Stock Statement: Stock, Debtors and Drawing Power Checks
The monthly stock statement decides how much of your limit you can draw. What the bank counts, what it leaves out, and how to keep the statement in step with your books.
Financial Year-End Checklist: Business Checks Before 31 March
The things that are easy before the year closes and hard after it: supplier payments, stock, TDS, advance tax, GST housekeeping and declarations for the new year.
How to Pay TDS Online: Challan ITNS 281N, Step by Step
From tax year 2026-27, TDS is paid with a new challan, ITNS 281N. The steps on the portal, the four choices that decide where the money goes, and how to fix a challan that went wrong.
AY 2026–27: check whether the audit-case return extension applies to you
Category-specific AY 2026–27 deadlines under CBDT Circular 07/2026: audit report 21 October and return 21 November 2026. Check whether the cited category applies.
Income-tax Act, 2025: the new form numbers to know
With the Income-tax Act, 2025 in force from 1 April 2026, the forms businesses use most have new numbers. Returns for financial year (FY) 2025-26 stay on the old forms.
Income-tax Act, 2025: Business Changes and Transition Checks
The 2025 Act is in force from 1 April 2026. What stays the same, what moves, and what to update in your records and software.
Cost Records vs Cost Audit: What Growing Companies Need to Know
When cost records and cost audit apply, and why the two obligations need separate checks.
MSME Payment Rule: 15/45-Day Deadlines, Interest and Tax
How the payment dates for micro and small suppliers affect interest and the tax year of an expense deduction.
Business Turnover Thresholds: GST, Tax and Company Compliance
Why ₹1 crore, ₹5 crore and ₹10 crore trigger different compliance checks.
Individuals and HUFs buying property from a non-resident: no TAN needed from 1 October 2026
A resident individual or Hindu undivided family (HUF) buying immovable property from a non-resident can deduct and deposit TDS (tax deducted at source) without obtaining a TAN (tax deduction and collection account number), using Form 141.
GSTR-2B Reconciliation: Compare Purchase Records and ITC
A document-level monthly process for reconciling GSTR-2B, purchase records and IMS actions before ITC differences become urgent.
Form 26AS, AIS and Books: Reconcile Before Filing Your ITR
A practical reconciliation of Form 26AS, AIS and books before filing an ITR, with timing, TDS credit and feedback steps.
Profit but No Cash: Prepare an Eight-Week Cash-Flow Forecast
A practical eight-week cash forecast that identifies timing gaps before suppliers, payroll or taxes become urgent.
Foreign assets disclosure scheme for small taxpayers: open until 31 December 2026
A one-time scheme under the Finance Act, 2026 lets small taxpayers declare foreign assets or income that were not reported, within set limits, until 31 December 2026.
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