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Privacy Policy

Effective date: 6 November 2026

In short: we use the details you send us only to reply to you and, if you engage us, to do the work. We do not sell or share them for marketing, and this website does not use tracking cookies.

Optional working aids, print and sharing

The new industry workings and guided cash example calculate in your browser. They do not automatically send or save your figures. Downloaded workbooks are used in your own spreadsheet application. Printing or saving as PDF uses your browser’s print controls.

A checklist selections link can include anonymous choice states. Anyone receiving that link can read those choices. Calculator message sharing excludes figures by default; you can choose to include a summary and review or edit the message before opening WhatsApp. WhatsApp is a separate third-party service. Do not include confidential records or identifiers.

Enquiries submitted through the website continue to use Formspree as described above. A calculation or checklist is not automatically attached to an enquiry.